5% down payment now or wait and save up 20%? Is it worth the wait?

Many people have asked me if it they should buy today, with 5% down and pay the premium or wait until they have enough for the 20% down payment and avoid paying the premium altogether. To answer this, let’s look at an example, if you want to purchase a $400,000 house and you have enough […]

So, how much are we earning? The average Canadian salaries by industry and region

Wanna know how much money we’re making at the start of 2014? Statistics Canada has just released its latest report on the salaries that Canadians are earning. And it turns out that we’re taking home a little more than we were a year earlier. The average wage for Canadian employees is currently $928 per week […]

Feb 25th – In a Relationship: How to Get Your Financial “House” in Order

One of the leading causes of divorce is money issues. During this evening, we have our guest speaker, family lawyer Melanie Magnusson, who will be going over a series of topics pertaining to the financial realities in a partnership.  Date: Wednesday, February 25th, 2015 Time: 6:30 PM – 8:30 PM, wine at 6:30, workshop at 7:00 Location: Creekside Community Centre – 1 […]

9 Incredibly Smart Financial Actions Every Woman Should Take

I recently read a shocking bit of information revealed by the 2013 Allianz Women, Money and Power Study. That study claims that almost half of the women in the U.S. often or sometimes fear losing all their money and becoming a bag lady. As you might expect, the highest percentage of those with that fear […]

Vancouver Real Estate Market Update – January 2015

Happy New Year!  REALTORS® always get excited at this time of year because it is the start of our “busy” time and we need to be ready to take it on!  This year is going to be no different and in fact, all indicators point to this coming spring market being a particularly active one. […]

Mortgage Insurance

Mortgage Insurance at the bank….not a good deal When you are finishing getting a mortgage or renewing it, the banker will offer you insurance on the mortgage which will pay off the balance should you die with a balance still in place, or will cover up to two years of mortgage payments should you be […]

Holiday Treats from Leading Ladies

Happy Holidays from Leading Ladies! We are looking forward to seeing you all in the New Year on January 28th at the next leading ladies event!  Amazing Holiday Bars – Make them your own! Base 1.5 cups of gluten free graham cracker crumbs ½ cup butter – melted Toppings 1 cup Chipits Dark Chocolate Chips (or […]

Jan 28 – A New Year, New Goals and Taxes

We are excited to show you how to build lasting wealth through real estate investing. Date: Wednesday, January 28th, 2015 Time: 6:30 PM – 8:30 PM, wine at 6:30, workshop at 7:00 Location: Creekside Community Centre – 1 Athlete’s Way, Vancouver, BC Your take-aways: 2015 Goal Setting with guest speaker Tina Chen Tax planning tips with Bryce McGee […]

How Do I Prepare for Separation?

Lately, I’ve met a lot of people, women in particular who are separating from their spouse.  It may be a bit depressing but since 40% of first marriages (and much higher for 2nd marriages) end up this way, it is a reality.  My friends that have divorced found it difficult, but in the end they […]