Spending money on small expenses might seem insignificant, but in fact they are slowly draining bank accounts and racking up credit card bills. If a $10 a day latte habit seems minor, consider the expense of more than $3,600 per year. Making small, relatively painless changes can yield big savings. Here are a dozen ways to […]
The majority of Canadians (74%) would opt for a medium-term or longer-term mortgage if they were to acquire, refinance or renew a mortgage today, according to a CIBC poll. That includes 27% who think now is the time to look beyond the traditional 5-year fixed mortgage for a term of up to 10 years. 47% would choose a medium-term mortgage (three […]
Are you single? Then retirement planning is tougher for you than it is for couples. The cost of singlehood Single retiree should count on spending about $30,000 to $50,000 a year including taxes, assuming you own your home and have no debt. This compares with my spending estimate of $42,000 to $72,000 for retired couples […]
Once upon a time there were two ladies. They both needed to buy some new undies and asked me along for a day of girl shopping. Mrs Spendy steered us to the fanciest store in town. She found a gorgeous pair of panties and a bra in red silk and lace which cost $155 and […]
The Family Law Act has been revised. “Under the revised act, couples that have lived together in a “marriage-like relationship” for two years are treated the same as married couples when it comes to property-division rules. This means common-law couples, like married couples, will generally share the property that accrues during the course of their relationship.” […]
We are excited to show you how to build lasting wealth through real estate investing. Date: Wednesday, January 28th, 2015 Time: 6:30 PM – 8:30 PM, wine at 6:30, workshop at 7:00 Location: Creekside Community Centre – 1 Athlete’s Way, Vancouver, BC Your take-aways: 2015 Goal Setting with guest speaker Tina Chen Tax planning tips with Bryce McGee […]
Lately, I’ve met a lot of people, women in particular who are separating from their spouse. It may be a bit depressing but since 40% of first marriages (and much higher for 2nd marriages) end up this way, it is a reality. My friends that have divorced found it difficult, but in the end they […]
Need a Mortgage? But you are Self-Employed? What you need to know if you are Self Employed and want to qualify for a mortgage to buy a home. If you are self-employed or a business owner, you may be surprised to find that getting a mortgage, without the conventional documents, is not a simple process. […]
Your credit score is a number that illustrates your financial health at a specific point in time. It is also an indicator of how consistently you pay off your bills and debts. Your credit score is one of the factors lenders consider when qualifying you for a mortgage. Credit scores range from 300 to 900, […]
We are excited to show you how to build lasting wealth through real estate investing. Date: Thursday November 27th, 2014 Time: 6:30 PM – 8:30 PM, wine at 6:30, workshop at 7:00 Location: Creekside Community Centre – 1 Athlete’s Way, Vancouver, BC Your take-aways: • What makes for a good investment property? • Is it smart to borrow money to […]
